Garnishments are legal orders that allow plaintiffs to collect money from your paycheck each pay period in order to pay off a debt. Garnishments can occur from back taxes, child support, student loans and court judgments against you. When the court orders a garnishment, your employer withholds some of your pay and sends it directly to the creditor. Only a certain percentage of your disposable income may be garnished, and if you currently do not make enough to cover your current debts plus your garnishment, the debtor may have to wait until previous debts are paid before the garnishment begins.…
The holiday spirit tends to make people generous and it’s becoming increasingly common to express that generosity through gift cards. More than 70% of people in the U.S. give gift cards during the holiday season.
However, if you know someone who is receiving disability benefits through the Social Security Administration, hold back on your generosity until you know for sure how your gift card might affect that person’s benefits. Here’s what you need to do:…
Since you and your ex-spouse know each other so intimately from your years together, you both know how to push each others’ buttons. If this has recently gotten out of control and you are starting to live in fear of theft of your belongings or physical violence, then you will be happy to know that there are some things you can do to help ensure your safety and security during this tumultuous time in your life.…
